Lower your NY auto insurance with a defensive driving course
VIP Safety Group · NY DMV-approved · Up to 10% discount for 3 years · Up to 4 points off · About 6 hours online
Serving Long Island & New York drivers
Questions? VIP Safety Group — Danny Call (516) 668-3494
PIRP / Point & Insurance Reduction Program: course completion and any insurance savings are subject to NY DMV and insurer eligibility. Choto Agency is an independent referral and marketing agency, not an insurer. This site is not the NY DMV.
NY 6-hour online defensive driving (Point & Insurance Reduction Program)
Serving Long Island & New York drivers
FAQ
What is the NY Point & Insurance Reduction Program (PIRP)? — A NY DMV program. Completing an approved defensive driving course may reduce points on your record and may qualify you for an insurance discount, subject to DMV and insurer rules.How long is the course? — About 6 hours online. Finish at your own pace.How much can I save on insurance? — Many NY insurers offer up to about 10% for 3 years after an approved course — exact savings depend on your insurer and eligibility. We don’t guarantee a specific premium.Will this take points off my license? — Eligible completions may reduce up to 4 points under PIRP rules. Point effects depend on your record and DMV processing — not guaranteed by this site.Who is VIP Safety Group / Choto Agency? — VIP Safety Group promotes the course and captures your info so we can help with class questions and insurance options. Choto Agency is an independent referral/marketing agency, not an insurer.What happens after I submit the form? — You’ll get a thank-you message, then continue to TicketSchool’s NY registration (affiliate partner) to enroll in the 6-hour online class.Where do you serve? — New York drivers statewide, with strong focus on Long Island (Nassau/Suffolk) and the metro area. Call (516) 668-3494.
Privacy: We collect your name, phone, and email to help with your NY defensive driving class and related insurance options. VIP Safety Group / Choto Agency may contact you. We don’t sell your info to competing course marketplaces. This site is not the NY DMV and not an insurance company. Course registration is via TicketSchool (affiliate).